Unique because of Wilbert van der Klaauw for helping match the info and Seth Lepzelter in making the information

Unique because of Wilbert van der Klaauw for helping match the info and Seth Lepzelter in making the information available. We also thank Nick Bourke, Glenn Canner, Stefano DellaVigna, Jane Dokko, Alex Edmans, Joni Hersch, Mark Jenkins, Brigitte Madrian, Adair Morse, David Musto, Anna Skiba‐Crafts, Nicholas Souleles, two referees that are anonymous and seminar audiences…